Disclaimers
Effective Date: March 26, 2026
Important: NoMoreBankLoans.com is an independent referral service — not a lender, broker, or financial advisor. All information on this site is for educational and informational purposes only and does not constitute financial, legal, or investment advice.
1. Our Role — Referral Service Only
Walsh Investment Services Enterprises (WISE Corp) DBA NoMoreBankLoans is an independent B2B referral service. We partner with companies like Iconic Capital Network and Toro.com to match businesses with vetted loan providers. We do not provide financial products, mortgage services, or loans directly; we do not originate or fund loans. We charge no fees to businesses seeking loans. Although we have no control over the rates and fees charged by the lenders, we are provided compensation in the form of a referral fee, which sometimes can be tied into the loan provided to the company. All loans are subject to lender approval. Rates, fees, and terms are determined solely by the lender.
2. Our Compensation — No Cost to You
We charge no fees to businesses seeking loans. Our compensation is a referral fee paid by the broker upon successful funding. This fee does not increase the cost of your loan in any way.
3. Authorization to Share Your Application
By submitting an application through our site, you authorize No More Bank Loans to share your application and information with Iconic Capital and, when appropriate, a third-party broker or lender that may be more suitable for your specific loan needs.
4. No Obligation on Offers Received
If you receive a loan offer, you are not obligated in any way to accept it. Before signing any agreement, you must fully understand the terms and conditions, total cost of the loan, repayment schedule, and all fees. We strongly encourage you to review any offer with your Accountant, Attorney, and/or Financial Advisor before proceeding.
5. No Guarantee of Approval or Rates
Submitting a form on this website does not guarantee a loan offer, approval, or any specific interest rate or term. All stated rates (including 0% promotional rates), credit score minimums, and funding timelines are illustrative estimates based on typical lender programs and are subject to change. Actual offers depend on individual creditworthiness, lender criteria, and market conditions.
6. Credit Score Representations
References to minimum credit scores (e.g., "550+", "600+", "680+") represent general eligibility thresholds for certain programs and are not a guarantee of approval. Lenders may have additional requirements beyond credit score, including revenue minimums, time in business, and industry restrictions.
7. 0% Interest Programs
The 0% promotional interest period referenced on this site applies to specific Syndicated Line of Credit (SLOC) products available to qualifying applicants with 680+ credit scores. After the promotional period, standard rates apply. All program details are subject to lender terms and applicant eligibility.
8. Financial Advice Disclaimer
Nothing on this website constitutes financial, tax, legal, or investment advice. You should consult with a qualified financial or legal professional before making any borrowing decisions. We are not responsible for any financial decisions you make based on information found on this site.
9. Third-Party Links and Services
This site may reference or link to third-party services including credit repair companies, lenders, and other financial tools. We are not responsible for the accuracy, reliability, or practices of these third parties.
10. Testimonials
Testimonials on this site represent individual experiences and results. They are not typical and do not guarantee similar outcomes. Your results will vary based on your specific financial situation, credit profile, and the lenders available in your area.
11. Soft Credit Inquiry
Our initial qualifying questionnaire uses a soft credit pull only, which does not affect your credit score. If you proceed with a full application, lenders may conduct a hard credit inquiry.
12. Contact
Questions about this Disclaimer? Email us at: info@nomorebankloans.com
Results vary. Approval and funding times are not guaranteed and depend on your credit, revenue, and documentation.
