No More Bank Loans

HOT NEWS

0% interest for up to 18 months
• Lines of credit up to $500K
• Make more money
• Protect against losses
• Buy anything you want
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Alternative Financing Non -Traditional Small Business Line of Credit

 Alternative Financing  is a modern version of the business line of credit—offering the flexibility and accessibility that traditional banks no longer provide. Unlike traditional lines of credit, which could take 90 days just to get a rejection, these alternative solutions are designed with small business needs in mind—faster, simpler, and built to help you grow.

Small Business Lines of Credit are now available to all business owners

What is a Small Business Line of Credit? ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

A small business line of credit is a revolving credit account that allows businesses to borrow funds as needed, up to a set limit. Unlike a traditional loan, you only pay interest on the amount you use, and as you repay, your available credit replenishes.

A Small Business Loan Should be like floating gown the river

Why Lines of Credit

  • Soft Credit Check: Apply without impacting your credit score.
  • Quick Approval: Receive decisions within 2-3 hours.
  • Flexible Terms: Interest-free financing for up to 18 months.

Top 5 reasons All Business Should have Small Business Line of Credit

  1. Protect Against Major Event
  2. Take advantage of Opportunity
  3. A Great Tool that Big Banks stopped funding
  4. Minimum credit Score 551+  601+ and 680+
  5. Minimal Paperwork & Days to Approval
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Syndicated/ Start up Business Lines of Credit SLOC

    • 0% financing for up to 18 months
  • Borrow up to $150,000 with 0% interest for 12-18 months.
    • Qualifies with a 680+ credit score
  • Easy Application 2-3 hour approval
  • Requires only one credit report for approval
  • Designed for businesses that want to secure funding without high interest rates

Eligibility Criteria:

  • FICO score of 680+
  • Clean credit history with no recent missed payments
  • Fewer than four hard inquiries in the last six months
  • A sound business plan

FUNDING PROCESS - Can be Funded as quickly as 1-2 days

INITIAL SUBMISSION

  • *Tri-Credit Report
  • Soft Inquiry for Pre-Approvals

APPROVAL PROCESS::

  • Decision within 2-3 Hours
  • Consultation to Discuss Offer
  • E-Sign Contract *

FINAL STAGE:

  • *Compliance Call w/ Lender
  • Clean credit history with no recent missed payments
  • Funds Wired Into Your AccounT
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Key Account Terms SLOC

Transparent Terms You Can Trust
  • High-Limit Credit Card Accounts: This funding functions similarly to a credit card, with a minimum monthly payment required.
  • Flexible Payment Options: You have the discretion to pay down the balance at your own pace, in addition to the minimum payment. Check our blog SLOC Repayment strategy- Minimize interest paid during terms
  • Competitive Interest Rates: After the interest-free period, interest rates range from 11.99% to 19.99% (average 15.75%).
  • Minimum Payment Starts Immediately: The minimum payment on your new credit line will begin right after funding.
  • Commissions/Fees: Commissions typically range from 5-10% of the approved credit amount.
  • Paydowns:Depending on the lender, existing debt may need to be paid down before new credit can be approved.
  • Interest Free Period: Lenders typically offer an interest-free period of 12-18 months.
  • Lenders: Credit may be offered by multiple lenders, each with their own specific terms and conditions.

Business Lines of Credit for 680+ Credit Score

0% Interest Up To 18 months

  • $20K To $150k Working Capital Business Loans
  • Easy Application- No Affect on Credit to Get Approved
  • Imagine $50k to Invest in your Business Growth 0% 1 year
SLOC- Submit Tri Merge Credit Report

Small Business Lines for Bad Credit

551 + Min. FICO Not MCA-No Daily Pay

  • Flexible Small Business Loans up to $500k
  • Easy Application- No Affect on Credit to Get Approved
  • Business Loans Flexible Terms Fair Rates 12 to 36 month Terms
BLOC- Submit 1 APPLICATION w/ 4 months Bank Statements

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View Our Type of Business Loan

Small Business Loans with Bad Credit

Don’t Let a Low Credit Score Stop You:

For small business owners with credit scores below 680, immediate funding solutions are available. These include Sales-Based Loans and Merchant Cash Advances (MCA), tailored for businesses that may not qualify for traditional financing.

Sales-Based Loan Program Features: attached below a table for information from here tol where H2 starts

  • Loan amounts: $5,000 to $1,000,000
  • Fixed repayment terms: 12–36 months
  • Fast approval and funding within a week
  • Tax-deductible interest and early payoff options

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How to Qualify for 0% Business Loans

Steps to Improve Your Credit Score for Future Eligibility:

  • If your credit score is under 680, consider delaying your application for 30–90 days to improve your score. Explore our DIY credit repair resources or consult professionals like The Credit People for assistance.

Merchant Cash Advances (MCA):

  • Approval with credit scores as low as 500
  • Minimum $15,000 monthly sales for eligibility
  • Quick funding to meet urgent financial needs

There May Rare instance Get A MCA- 98% of time we won't them-

Our BLOC small business Loans will pay off 2 MCAs

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